Why Motorcyclists Face Different Insurance Rules Under New York State Law

A catastrophic accident could alter the entire world in a single, shattering moment. Even if you’re driving on the Long Island Expressway or stepping into the local supermarket in Suffolk County while enjoying a weekend trip through Nassau County – negligence by someone else could affect your life forever. Families are immediately affected by the sudden influx of medical bills and the loss of time due to urgent treatment. In these difficult circumstances, having a skilled Long Island personal injury lawyer at your side can make all the difference in protecting your rights and securing financial stability you need to move forward.

Motor vehicle collisions are among the most frequent causes of sudden, severe trauma in our local communities. A reckless or distracted driving of a motorist who is in Bay Shore, Islip or Huntington could turn a morning drive into a catastrophe. There is no need to confront the powerful insurance companies on your own when you’re facing serious car damage or painful pain as a result of a collision. An experienced Long Island motorcycle accident lawyer understands how to navigate the complex layers of New York’s insurance laws, allowing you to focus completely on your physical rehabilitation while they build a robust claim for your medical expenses and lost wages.

A significant risk to the public are dangerous conditions on commercial or private property. In store aisles that are not cleaned or hidden areas of ice and poorly maintained stairs can all trigger the possibility of a serious fall. A slip and fall lawyer on Long Island knows that initially people tend to downplay the incidents, but what appears as a minor accident could soon turn into permanent disability, major fractures, or even a traumatic brain injury. Legal counsel could hold property owners to account in the event that they fail to keep a safe setting.

Devastation can often be multiplied when commercial vehicles are involved. Due to the size difference between a tractor-trailer as well as a passenger vehicle collisions with these types of vehicles along local roads like the Sunrise Highway often result in life-changing injuries. An experienced Long Island truck crash lawyer with experience in analyzing electronic logs and battling corporate insurers to tackle these claims. Because these entities deploy rapid-response teams to safeguard their bottom line, having an immediate representation is crucial to preserving vital evidence from the scene of the accident.

Local motorcycle riders are now confronted with a totally different scenario when they travel. In contrast to drivers in standard passenger cars, who are secured by steel cages and crumple zones and a variety of layers of airbags to shield themselves from the road, motorcycle riders have nothing between themselves and it. Because of this complete exposure, a low speed clip at a local intersection can result in devastating and life-altering injuries. As a legal blow to physical injury, New York State law actually prohibits motorcyclists under the standard No-Fault insurance program. This means that unlike automobile drivers, injured riders don’t automatically receive their costs for medical expenses and lost pay covered by Personal Injury Protection. The only way to get medical reimbursement is to prove immediately that the other motorist was responsible. In order to build a case that is bulletproof from the start requires a specific strategy to get past prejudices from insurance. Since 1934, the legal team of Siben & Siben LLP has provided a steadfast protection for injured Long Islanders, ensuring that riders are never forced to carry the crushing financial and physical burdens of a car crash by themselves.

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